What is Stripe?

Stripe: a tool to manage your online payments

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Do you have a website or an application that offers products or services for sale? Are you looking for a simple and secure solution to accept payments from your customers? Then you should discover Stripe, a tool that allows you to manage your online payments easily and efficiently.

What is Stripe?

Stripe is an online payment platform that allows you to create and manage merchant accounts, accept bank cards and other payment methods, bill your customers, manage subscriptions and pricing plans, prevent fraud, and comply with regulations.

Stripe is characterized by its ease of use, flexibility and integration. You can use Stripe directly from your website or application using APIs (programming interfaces) or plugins. You can also personalize the payment experience for your customers by choosing the design, language, and currency. You can also benefit from Stripe's advanced features such as machine learning, reporting or customer support.

What are the benefits of Stripe?

Stripe offers several advantages for entrepreneurs who want to sell online:

- Stripe is compatible with more than 135 currencies and more than 45 different payment methods (bank cards, Apple Pay, Google Pay, PayPal...).
- Stripe offers transparent and competitive rates: you pay only when you receive a payment (1.4% + €0.25 per transaction for European cards).
- Stripe ensures the security of transactions thanks to its anti-fraud system based on artificial intelligence and its compliance with PCI-DSS standards (Payment Card Industry Data Security Standard).
- Stripe offers you a complete and detailed vision of your business thanks to its dashboard that allows you to access your financial data, analytical reports and notifications.
- Stripe supports you in your growth thanks to its tools that help you optimize your conversion rate, retain your customers and develop your market.

How do I use Stripe?

To use Stripe, all you need to do is create an account on the official site https://stripe.com/fr. You will then have to provide some information about your company (name, address, sector of activity...) and about your bank account (IBAN).

Once your account is validated, you can start accepting online payments from your website or application. To do this, you have two options:

- Use one of the turnkey solutions offered by Stripe such as Checkout (a secure form that is displayed in a modal window) or Payment Links (a link that you can send by email or SMS).
- Integrate the API or SDK (software development kit) provided by Stripe into your source code to create a personalized experience.

In all cases, you will receive the funds in your bank account in an average of between 2 and 7 days depending on the country.

Conclusion

Stripe is a powerful and practical tool for managing your online payments. It allows you to offer a smooth and secure experience to your customers while simplifying administrative and financial management.